function validateEmailerForm()
{
  //assumes submit and reset are last two form fields
  var limit=nmfrmEmailer.length-2
  var bEmpty=true
  for (i=0; i<limit && bEmpty; i++)
  {
    if (nmfrmEmailer[i].value!="") bEmpty=false
  }
  if (nmfrmEmailer[4].value=="" && nmfrmEmailer[6].value=="" && nmfrmEmailer[7].value=="")
  {
     alert("Please complete at least one of phone, email or address to continue")
     return false;
  }
  //if (bEmpty) alert("Please complete at least one of phone, email or address to continue")
  //return !bEmpty
  return true;
}